Tata India Consumer Fund

Review Date: 04-12-2025

Beginning of Analysis

In the Consumption Fund category, Tata India Consumer Fund is the third ranked fund. The category has total 12 funds. The 5 star rating shows an excellent past performance of the Tata India Consumer Fund in Consumption Fund. The fund has a Jensen Alpha of 2.54% which is higher than the category average of -0.22%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.81 which is higher than the category average of 0.64.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Tata India Consumer Fund Return Analysis

The Tata India Consumer Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

• The fund has given a return of -1.53%, -1.78 and 5.53 in last one, three and six months respectively. In the same period the category average return was -1.19%, -1.81% and 4.76% respectively.
• Tata India Consumer Fund has given a return of 0.17% in last one year. In the same period the Nifty India Consumption TRI return was 8.48%. The fund has given 8.31% less return than the benchmark return.
• The fund has given a return of 18.84% in last three years and rank 1st out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 17.57%. The fund has given 1.27% more return than the benchmark return.
• Tata India Consumer Fund has given a return of 19.36% in last five years and category average returns is 18.72% in same period. The fund ranked 5th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 18.26%. The fund has given 1.1% more return than the benchmark return.
• The fund has given a SIP return of 8.14% in last one year whereas category average SIP return is 7.83%. The fund one year return rank in the category is 9th in 16 funds
• The fund has SIP return of 16.37% in last three years and ranks 1st in 12 funds. The fund has given the highest SIP return in the category in last three years.
• The fund has SIP return of 16.67% in last five years whereas category average SIP return is 14.77%.

Tata India Consumer Fund Risk Analysis

• The fund has a standard deviation of 14.13 and semi deviation of 10.83. The category average standard deviation is 13.41 and semi deviation is 10.13.
• The fund has a Value at Risk (VaR) of -24.76 and a maximum drawdown of -19.45. The category average VaR is -19.37 and the maximum drawdown is -20.73. The fund has a beta of 0.88 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Consumption Fund Category

Good Performance in Consumption Fund Category

Poor Performance in Consumption Fund Category

Very Poor Performance in Consumption Fund Category

---

Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization